CALCMONEY // MORTGAGE // AZ // TUCSON
Calculate your monthly mortgage payment using Tucson-specific property tax rates and local market data.
$295,000
6.9%
0.72%
93
| Principal & Interest | $1,554 |
| Property Tax | $177 |
| Homeowners Insurance (est.) | $98 |
| Total Monthly Payment (PITI) | $1,830 |
$59,000
$323,547
$78,413/yr
The median home price in Tucson is $295,000, below the national median of $420,000. With a median household income of $52,000, the price-to-income ratio is 5.7x — meaning buyers typically spend 5.7 years of gross income on the purchase price.
Property taxes in Tucson run 0.72% of assessed value. On the median home, that is $2,124 per year, or $177 per month added to your mortgage payment. This is close to the national average of 1.1%.
Arizona has a state income tax. Factor your take-home pay into how much mortgage you can comfortably carry each month.
The cost of living index in Tucson is 93 (national average = 100). Day-to-day expenses beyond housing are close to the national average.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $236,000 loan saves $10,620 in interest over 30 years.
Compare Top Tucson Mortgage LendersNeighborhood-level data for 3 ZIP codes in Tucson. Rates, home prices, and estimated payments vary by area.