CALCMONEY // MORTGAGE // AZ // SCOTTSDALE
Calculate your monthly mortgage payment using Scottsdale-specific property tax rates and local market data.
$720,000
6.9%
0.65%
125
| Principal & Interest | $3,794 |
| Property Tax | $390 |
| Homeowners Insurance (est.) | $240 |
| Total Monthly Payment (PITI) | $4,424 |
$144,000
$789,673
$189,580/yr
$720,000 buys the median home in Scottsdale right now. With 20% down, that's a $144,000 down payment and a $576,000 loan, set against a $102,000 median household income.
Scottsdale's 0.65% property tax rate runs below the 1.1% national average. That's $390/month on the median home here, not a rounding error against the mortgage payment.
Unlike the nine no-income-tax states, Arizona taxes wage income. Worth running your actual take-home pay against the $4,424/month payment here before locking in a target price.
Day-to-day expenses in Scottsdale track at 125 against the national 100 baseline, above average once you look past the mortgage payment itself.
Scottsdale's median home price runs 71% higher than nearby Phoenix: $420,000 there versus $720,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $576,000 loan saves $25,920 in interest over 30 years.
Compare Top Scottsdale Mortgage LendersNeighborhood-level data for 5 ZIP codes in Scottsdale. Rates, home prices, and estimated payments vary by area.