CALCMONEY // MORTGAGE // AZ // SCOTTSDALE
Calculate your monthly mortgage payment using Scottsdale-specific property tax rates and local market data.
$720,000
6.9%
0.65%
125
| Principal & Interest | $3,794 |
| Property Tax | $390 |
| Homeowners Insurance (est.) | $240 |
| Total Monthly Payment (PITI) | $4,424 |
$144,000
$789,673
$189,580/yr
The median home price in Scottsdale is $720,000, above the national median of $420,000. With a median household income of $102,000, the price-to-income ratio is 7.1x — meaning buyers typically spend 7.1 years of gross income on the purchase price.
Property taxes in Scottsdale run 0.65% of assessed value. On the median home, that is $4,680 per year, or $390 per month added to your mortgage payment. This is well below the national average of 1.1%, giving Scottsdale homeowners a meaningful property tax advantage.
Arizona has a state income tax. Factor your take-home pay into how much mortgage you can comfortably carry each month.
The cost of living index in Scottsdale is 125 (national average = 100). Expect to pay more for groceries, transportation, and services in addition to housing.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $576,000 loan saves $25,920 in interest over 30 years.
Compare Top Scottsdale Mortgage LendersNeighborhood-level data for 5 ZIP codes in Scottsdale. Rates, home prices, and estimated payments vary by area.