Privacy Policy

Introduction

CalcMoney ("we", "our", or "us") operates calcmoney.io (the "Site"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site.

By using CalcMoney, you consent to the practices described in this Privacy Policy.

Information We Collect

Automatically Collected Information

When you visit CalcMoney, we automatically collect certain information about your device, including:

• Browser type and version
• Operating system
• IP address
• Pages visited and time spent
• Referring website
• Device type (mobile, desktop, tablet)

We collect this information using cookies and similar tracking technologies (see "Cookies" section below).

Usage Data

We collect information about how you interact with our calculators, including:

• Calculator inputs (stored locally in your browser only)
• Calculation results viewed
• Features used (PDF export, scenario comparison, etc.)
• Links clicked

Important: Your calculation data (loan amounts, income, debts, etc.) is NEVER sent to our servers. All calculations happen in your browser and can be saved locally on your device only.

Information You Provide

CalcMoney does NOT require you to create an account or provide personal information to use our calculators.

If you contact us via email (hello@calcmoney.io), we collect your email address and message content.

How We Use Your Information

We use the collected information to:

• Improve and optimize our Site and calculators
• Analyze usage patterns and trends
• Display relevant advertisements (via Google AdSense)
• Detect and prevent fraud or abuse
• Respond to your inquiries
• Comply with legal obligations

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. Cookies are small text files stored on your device.

Types of Cookies We Use:

• Essential Cookies: Required for the Site to function (e.g., saving your calculation scenarios)
• Analytics Cookies: Help us understand how visitors use our Site (Google Analytics)
• Advertising Cookies: Used to display relevant ads (Google AdSense)

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features.

Third-Party Services

We use the following third-party services that may collect your information:

Data Security

We implement reasonable security measures to protect your information. However, no Internet transmission is 100% secure. We cannot guarantee absolute security.

Your financial calculations are processed entirely in your browser and are never transmitted to our servers.

Your Privacy Rights

For EU Residents (GDPR)

If you are in the European Union, you have the right to:

• Access your personal data
• Correct inaccurate data
• Request deletion of your data
• Object to data processing
• Data portability
• Withdraw consent

For California Residents (CCPA)

If you are in California, you have the right to:

• Know what personal information is collected
• Know if your personal information is sold or disclosed
• Opt-out of the sale of personal information
• Request deletion of personal information
• Non-discrimination for exercising your rights

To exercise these rights, contact us at:hello@calcmoney.io

Children's Privacy

CalcMoney is not intended for children under 13 years of age. We do not knowingly collect information from children under 13. If you believe we have collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of CalcMoney after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or our data practices, contact us at: