Terms of Service

Agreement to Terms

By accessing or using CalcMoney (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these Terms, you may not use the Site.

Description of Service

CalcMoney provides free online financial calculators and educational content related to personal finance, including but not limited to mortgages, loans, retirement planning, investing, and debt management.

Our calculators are designed for informational and educational purposes only.

Accuracy of Information

While we strive to provide accurate calculators and information, we make NO WARRANTIES about:

• The accuracy, completeness, or reliability of calculation results
• The suitability of our calculators for your specific situation
• The currency of information (interest rates, tax brackets, etc.)

Financial markets, interest rates, tax laws, and regulations change frequently. Always verify information with current sources and professional advisors.

Your Responsibilities

When using CalcMoney, you agree to:

• Use the Site for lawful purposes only
• Provide accurate inputs to calculators
• Independently verify all calculation results
• Seek professional advice before making financial decisions
• Not reverse-engineer, copy, or redistribute our calculators
• Not use automated tools (bots, scrapers) to access the Site

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CALCMONEY SHALL NOT BE LIABLE FOR:

• Any financial losses or damages resulting from use of our Site
• Errors, inaccuracies, or omissions in calculation results
• Decisions made based on information from our Site
• Third-party services, products, or links
• Interruptions or unavailability of the Site
• Data loss or corruption

You use CalcMoney at your own risk.

Affiliate Relationships & Advertising

Affiliate Links

CalcMoney contains affiliate links to third-party financial services (lenders, investment platforms, etc.). If you click these links and sign up for a product or service, we may receive a commission at no additional cost to you.

Our affiliate relationships do NOT influence the accuracy of our calculators or the objectivity of our content. We only partner with reputable financial institutions.

Advertising

We display advertisements via Google AdSense and other ad networks. These ads may be personalized based on your browsing history. See our Privacy Policy for details.

Intellectual Property

All content on CalcMoney, including text, graphics, logos, calculators, code, and design, is the property of CalcMoney and is protected by copyright and trademark laws.

You may NOT:

• Copy, reproduce, or republish our calculators
• Use our content for commercial purposes without permission
• Remove copyright or attribution notices
• Create derivative works

You MAY link to our Site and share results for personal, non-commercial use.

User Data & Privacy

Your use of CalcMoney is also governed by our Privacy Policy which explains how we collect, use, and protect your information.

Important: Calculation data (loan amounts, income, etc.) is processed entirely in your browser and is NEVER sent to our servers.

Third-Party Services

CalcMoney may contain links to third-party websites or services (lenders, investment platforms, etc.). We are NOT responsible for:

• The content, accuracy, or practices of third-party sites
• Products or services offered by third parties
• Your interactions with third parties

You access third-party sites at your own risk. Review their terms and privacy policies before providing any information.

Termination

We reserve the right to terminate or suspend your access to CalcMoney at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of CalcMoney after changes constitutes acceptance of the updated Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or your use of CalcMoney shall be resolved through binding arbitration, except where prohibited by law.

Contact Us

If you have questions about these Terms of Service, contact us at: