FIRE Calculator

Financial Independence, Retire Early. Calculate how long until you can quit your job and live off investments.

FIRE Plan

Current Age

Projected Annual Expenses ($)

Net Worth ($)

Annual Svgs ($)

Return (%)

Withdrawal (%)

My FIRE Number$0Financial Independence at Age 49

AD_SLOT: NATIVE

Progress to FI

10%Funded

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How this FIRE Calculator works

FIRE (Financial Independence, Retire Early) relies on aggressive saving. This calculator estimates your time to freedom based on the gap between your income and spending. The higher your savings rate, the faster you reach your 'number'.

Why this matters for your wealth

Standard retirement ages are arbitrary. If you save 50% of your income, you can retire in roughly 17 years starting from zero. This calculator lets you play with the variables to design a life where work is optional.

Frequently Asked Questions

What is the 4% rule?
It's a guideline stating you can withdraw 4% of your portfolio annually in retirement without running out of money (safely lasting 30+ years).