Home Affordability Calculator

How much house can you actually afford? Calculate based on income, debts, and down payment.

Your Finances

Annual Income ($)

Down Pmt ($)

Mo. Debts ($)

Rate (%)

Term (Yr)

Maximum Home Price$0Est. Monthly Payment: $2,217

AD_SLOT: NATIVE

Based on a conservative 36% Debt-To-Income ratio standard.

Looking for the best rates?

Compare top lenders and save money on your Personal Loan.

How this Home Affordability Calculator works

We use the 28/36 rule typically used by lenders: housing costs shouldn't exceed 28% of gross income, and total debts shouldn't exceed 36%. This gives you a safe price range.

Why this matters for your wealth

Just because a bank approves you for a loan doesn't mean you should take it. buying at the top of your limit leaves no room for maintenance, furniture, or life. Buy smart.