MortgageEditor's ReviewSponsored
Better.com Review
Fastest Online Mortgage Approval
4.6/ 5.0
Starting RateCompetitive — check live
Close TimelineAs few as 21 days
Min. Credit Score620
Lender FeesNo commission fees
Top Pick · Mortgage
Better.com
Close in as few as 21 days
100% online
CalcMoney Editor's Take
Better.com disrupted the industry by eliminating loan officer commissions. The savings are real and the 21-day close timeline is legitimately achievable for well-qualified borrowers.
Pros
- No commission to loan officers means potentially lower costs
- Instant online pre-approval in under 3 minutes
- Price guarantee: beat competitor's offer or $100 back
- Full suite of loans: conventional, jumbo, FHA, VA
Cons
- Customer service quality can vary during high-volume periods
- No USDA loans
- Not available in all states
Best For
Tech-forward borrowersRefinancers comparing ratesThose who want to skip the commission overhead
Run the Numbers First
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Rates and availability subject to change. State licensing restrictions apply.