CALCMONEY // MORTGAGE // AZ // TUCSON // 85749
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 85749 in Tucson, AZ.
$650,000
$520,000
$3,993
$171,149/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $650,000 | $585,000 | $3,853 | $4,422 | 6.9% |
| 20% Down | $650,000 | $520,000 | $3,425 | $3,993 | 6.9% |
| 25% Down | $650,000 | $487,500 | $3,211 | $3,779 | 6.9% |
Total monthly includes principal & interest, property tax (0.65% annual), and estimated homeowners insurance. PMI not included.
Rincon Valley (ZIP 85749) sits within Tucson, Arizona with a median home price of $650,000 — significantly above the Tucson city-wide median of $295,000. At 80% LTV, the typical loan of $520,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 85749 run 0.65% annually, adding $352 per month on the median home. Median household income in this neighborhood is approximately $112,000, placing the price-to-income ratio at 5.8x. Arizona levies a state income tax, which reduces take-home pay and should be factored into your maximum monthly payment calculation.