CALCMONEY // MORTGAGE // GA // ATLANTA
Calculate your monthly mortgage payment using Atlanta-specific property tax rates and local market data.
$390,000
6.9%
1%
107
| Principal & Interest | $2,055 |
| Property Tax | $325 |
| Homeowners Insurance (est.) | $130 |
| Total Monthly Payment (PITI) | $2,510 |
$78,000
$427,740
$107,564/yr
Atlanta's median home price sits at $390,000, 7% below the $420,000 national median. On a $72,000 median household income, that puts the price-to-income ratio at 5.4x, or 5.4 years of gross pay for the purchase price alone.
At a 1% effective rate, Atlanta property taxes add $325 to the monthly payment on the median home, $3,900 a year in total.
Unlike the nine no-income-tax states, Georgia taxes wage income. Worth running your actual take-home pay against the $2,510/month payment here before locking in a target price.
Day-to-day expenses in Atlanta track at 107 against the national 100 baseline, above average once you look past the mortgage payment itself.
Atlanta's median home price runs 22% higher than nearby Savannah: $320,000 there versus $390,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $312,000 loan saves $14,040 in interest over 30 years.
Compare Top Atlanta Mortgage LendersSavannah
$320,000 median
GAColumbus
$215,000 median
GAAugusta
$195,000 median
GAAlpharetta
$720,000 median
Neighborhood-level data for 3 ZIP codes in Atlanta. Rates, home prices, and estimated payments vary by area.