CALCMONEY // MORTGAGE // GA // ATLANTA
Calculate your monthly mortgage payment using Atlanta-specific property tax rates and local market data.
$390,000
6.9%
1%
107
| Principal & Interest | $2,055 |
| Property Tax | $325 |
| Homeowners Insurance (est.) | $130 |
| Total Monthly Payment (PITI) | $2,510 |
$78,000
$427,740
$107,564/yr
The median home price in Atlanta is $390,000, near the national median of $420,000. With a median household income of $72,000, the price-to-income ratio is 5.4x — meaning buyers typically spend 5.4 years of gross income on the purchase price.
Property taxes in Atlanta run 1% of assessed value. On the median home, that is $3,900 per year, or $325 per month added to your mortgage payment. This is close to the national average of 1.1%.
Georgia has a state income tax. Factor your take-home pay into how much mortgage you can comfortably carry each month.
The cost of living index in Atlanta is 107 (national average = 100). Day-to-day expenses beyond housing are close to the national average.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $312,000 loan saves $14,040 in interest over 30 years.
Compare Top Atlanta Mortgage LendersNeighborhood-level data for 3 ZIP codes in Atlanta. Rates, home prices, and estimated payments vary by area.