CALCMONEY // MORTGAGE // GA // AUGUSTA
Calculate your monthly mortgage payment using Augusta-specific property tax rates and local market data.
$195,000
6.9%
0.95%
84
| Principal & Interest | $1,027 |
| Property Tax | $154 |
| Homeowners Insurance (est.) | $65 |
| Total Monthly Payment (PITI) | $1,247 |
$39,000
$213,870
$53,434/yr
Augusta's median home price sits at $195,000, 54% below the $420,000 national median. On a $50,000 median household income, that puts the price-to-income ratio at 3.9x, or 3.9 years of gross pay for the purchase price alone.
Augusta's 0.95% property tax rate runs below the 1.1% national average. That's $154/month on the median home here, not a rounding error against the mortgage payment.
Unlike the nine no-income-tax states, Georgia taxes wage income. Worth running your actual take-home pay against the $1,247/month payment here before locking in a target price.
Day-to-day expenses in Augusta track at 84 against the national 100 baseline, below average once you look past the mortgage payment itself.
Augusta's median home price runs 50% lower than nearby Atlanta: $390,000 there versus $195,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $156,000 loan saves $7,020 in interest over 30 years.
Compare Top Augusta Mortgage LendersAtlanta
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GAAlpharetta
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