CALCMONEY // MORTGAGE // GA // AUGUSTA
Calculate your monthly mortgage payment using Augusta-specific property tax rates and local market data.
$195,000
6.9%
0.95%
84
| Principal & Interest | $1,027 |
| Property Tax | $154 |
| Homeowners Insurance (est.) | $65 |
| Total Monthly Payment (PITI) | $1,247 |
$39,000
$213,870
$53,434/yr
The median home price in Augusta is $195,000, below the national median of $420,000. With a median household income of $50,000, the price-to-income ratio is 3.9x — meaning buyers typically spend 3.9 years of gross income on the purchase price.
Property taxes in Augusta run 0.95% of assessed value. On the median home, that is $1,853 per year, or $154 per month added to your mortgage payment. This is close to the national average of 1.1%.
Georgia has a state income tax. Factor your take-home pay into how much mortgage you can comfortably carry each month.
The cost of living index in Augusta is 84 (national average = 100). Beyond housing, your everyday expenses will also run below the national average.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $156,000 loan saves $7,020 in interest over 30 years.
Compare Top Augusta Mortgage Lenders