CALCMONEY // MORTGAGE // UT // SANDY // 84093
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 84093 in Sandy, UT.
$710,000
$568,000
$4,362
$186,947/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $710,000 | $639,000 | $4,208 | $4,830 | 6.9% |
| 20% Down | $710,000 | $568,000 | $3,741 | $4,362 | 6.9% |
| 25% Down | $710,000 | $532,500 | $3,507 | $4,128 | 6.9% |
Total monthly includes principal & interest, property tax (0.65% annual), and estimated homeowners insurance. PMI not included.
Sandy Hills (ZIP 84093) sits within Sandy, Utah with a median home price of $710,000 — significantly above the Sandy city-wide median of $695,000. At 80% LTV, the typical loan of $568,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 84093 run 0.65% annually, adding $385 per month on the median home. Median household income in this neighborhood is approximately $120,000, placing the price-to-income ratio at 5.9x. Utah levies a state income tax, which reduces take-home pay and should be factored into your maximum monthly payment calculation.