CALCMONEY // MORTGAGE // UT // SANDY
Calculate your monthly mortgage payment using Sandy-specific property tax rates and local market data.
$695,000
6.9%
0.65%
156
| Principal & Interest | $3,662 |
| Property Tax | $376 |
| Homeowners Insurance (est.) | $232 |
| Total Monthly Payment (PITI) | $4,270 |
$139,000
$762,254
$182,998/yr
Sandy's median home price sits at $695,000, 65% above the $420,000 national median. On a $116,000 median household income, that puts the price-to-income ratio at 6.0x, or 6.0 years of gross pay for the purchase price alone.
Factor in $376/month for property tax in Sandy, based on the area's 0.65% effective rate applied to the median home price. That's $4,518 annually.
Unlike the nine no-income-tax states, Utah taxes wage income. Worth running your actual take-home pay against the $4,270/month payment here before locking in a target price.
Day-to-day expenses in Sandy track at 156 against the national 100 baseline, above average once you look past the mortgage payment itself.
Sandy's median home price runs 31% higher than nearby Salt Lake City: $530,000 there versus $695,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $556,000 loan saves $25,020 in interest over 30 years.
Compare Top Sandy Mortgage LendersSalt Lake City
$530,000 median
UTProvo
$445,000 median
UTWest Valley City
$410,000 median
UTWest Jordan
$430,000 median
Neighborhood-level data for 2 ZIP codes in Sandy. Rates, home prices, and estimated payments vary by area.