CALCMONEY // MORTGAGE // OR // BEND // 97701
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 97701 in Bend, OR.
$750,000
$600,000
$4,725
$202,513/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $750,000 | $675,000 | $4,423 | $5,217 | 6.85% |
| 20% Down | $750,000 | $600,000 | $3,932 | $4,725 | 6.85% |
| 25% Down | $750,000 | $562,500 | $3,686 | $4,480 | 6.85% |
Total monthly includes principal & interest, property tax (0.87% annual), and estimated homeowners insurance. PMI not included.
Bend East (ZIP 97701) sits within Bend, Oregon with a median home price of $750,000 — significantly above the Bend city-wide median of $550,000. At 80% LTV, the typical loan of $600,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 97701 run 0.87% annually, adding $544 per month on the median home. Median household income in this neighborhood is approximately $82,000, placing the price-to-income ratio at 9.1x. Oregon levies a state income tax, which reduces take-home pay and should be factored into your maximum monthly payment calculation.