CALCMONEY // MORTGAGE // NV // LAS VEGAS // 89117
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 89117 in Las Vegas, NV.
$620,000
$496,000
$3,794
$162,585/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $620,000 | $558,000 | $3,675 | $4,202 | 6.9% |
| 20% Down | $620,000 | $496,000 | $3,267 | $3,794 | 6.9% |
| 25% Down | $620,000 | $465,000 | $3,062 | $3,589 | 6.9% |
Total monthly includes principal & interest, property tax (0.62% annual), and estimated homeowners insurance. PMI not included.
Summerlin Central (ZIP 89117) sits within Las Vegas, Nevada with a median home price of $620,000 — significantly above the Las Vegas city-wide median of $440,000. At 80% LTV, the typical loan of $496,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 89117 run 0.62% annually, adding $320 per month on the median home. Median household income in this neighborhood is approximately $105,000, placing the price-to-income ratio at 5.9x. Nevada has no state income tax, giving buyers here more purchasing power relative to equivalent salaries in income-tax states.