CALCMONEY // MORTGAGE // NV // LAS VEGAS
Calculate your monthly mortgage payment using Las Vegas-specific property tax rates and local market data.
$440,000
6.9%
0.65%
107
| Principal & Interest | $2,318 |
| Property Tax | $238 |
| Homeowners Insurance (est.) | $147 |
| Total Monthly Payment (PITI) | $2,703 |
$88,000
$482,578
$115,855/yr
The median home price in Las Vegas is $440,000, above the national median of $420,000. With a median household income of $63,000, the price-to-income ratio is 7.0x — meaning buyers typically spend 7.0 years of gross income on the purchase price.
Property taxes in Las Vegas run 0.65% of assessed value. On the median home, that is $2,860 per year, or $238 per month added to your mortgage payment. This is well below the national average of 1.1%, giving Las Vegas homeowners a meaningful property tax advantage.
Nevada has no state income tax, which means more of your gross salary becomes take-home pay. This effectively increases your purchasing power compared to income-tax states.
The cost of living index in Las Vegas is 107 (national average = 100). Day-to-day expenses beyond housing are close to the national average.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $352,000 loan saves $15,840 in interest over 30 years.
Compare Top Las Vegas Mortgage LendersNeighborhood-level data for 3 ZIP codes in Las Vegas. Rates, home prices, and estimated payments vary by area.