CALCMONEY // MORTGAGE // CA // FRESNO
Calculate your monthly mortgage payment using Fresno-specific property tax rates and local market data.
$370,000
6.85%
0.77%
98
| Principal & Interest | $1,940 |
| Property Tax | $237 |
| Homeowners Insurance (est.) | $123 |
| Total Monthly Payment (PITI) | $2,300 |
$74,000
$402,244
$98,585/yr
The median home price in Fresno is $370,000, near the national median of $420,000. With a median household income of $55,000, the price-to-income ratio is 6.7x — meaning buyers typically spend 6.7 years of gross income on the purchase price.
Property taxes in Fresno run 0.77% of assessed value. On the median home, that is $2,849 per year, or $237 per month added to your mortgage payment. This is close to the national average of 1.1%.
California has a state income tax. Factor your take-home pay into how much mortgage you can comfortably carry each month.
The cost of living index in Fresno is 98 (national average = 100). Day-to-day expenses beyond housing are close to the national average.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $296,000 loan saves $13,320 in interest over 30 years.
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