CALCMONEY // MORTGAGE // CA // LOS ANGELES
Calculate your monthly mortgage payment using Los Angeles-specific property tax rates and local market data.
$895,000
6.85%
0.74%
164
| Principal & Interest | $4,692 |
| Property Tax | $552 |
| Homeowners Insurance (est.) | $298 |
| Total Monthly Payment (PITI) | $5,542 |
$179,000
$972,996
$237,510/yr
Los Angeles's median home price sits at $895,000, 113% above the $420,000 national median. On a $76,000 median household income, that puts the price-to-income ratio at 11.8x, or 11.8 years of gross pay for the purchase price alone.
Los Angeles's 0.74% property tax rate runs below the 1.1% national average. That's $552/month on the median home here, not a rounding error against the mortgage payment.
Between the $5,542/month mortgage payment and California's state income tax, your real housing cost calculation needs your after-tax number, not your gross salary.
Beyond housing, Los Angeles's cost of living index sits at 164 (national average = 100), running above the national baseline for groceries, transportation, and everyday services.
Los Angeles's median home price runs 3% higher than nearby San Diego: $870,000 there versus $895,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $716,000 loan saves $32,220 in interest over 30 years.
Compare Top Los Angeles Mortgage LendersSan Diego
$870,000 median
CASan Francisco
$1,200,000 median
CASacramento
$550,000 median
CASan Jose
$1,350,000 median
Neighborhood-level data for 6 ZIP codes in Los Angeles. Rates, home prices, and estimated payments vary by area.
Beverly Hills
$3,200,000 median
~$16,775/mo
90272HNWPacific Palisades
$2,800,000 median
~$14,678/mo
90049HNWBrentwood
$2,200,000 median
~$11,533/mo
90077HNWGated Hill Estates
$4,800,000 median
~$25,162/mo
90212HNWSouth of Wilshire
$3,200,000 median
~$16,775/mo
90046HNWCanyon Living
$1,650,000 median
~$8,649/mo