Rent vs. Buy Calculator: The Truth About Ownership

The American Dream says buy. But when you factor in property tax, maintenance (1% per year), and insurance, renting often wins in expensive cities.

The Pain of Unrecoverable Costs

When you buy, your unrecoverable costs are: Interest, Taxes, Maintenance, Insurance. These often exceed rent.

The Easy Way: The Wealth Simulator

Our Rent vs. Buy Calculator runs a 30-year simulation. It compares the equity you build in a home vs. the portfolio you build by renting and investing.

Frequently Asked Questions

Is buying better?

Only if you stay for 5-7+ years to spread out the closing costs.