How to Calculate 401k Growth (With Employer Match)
Your 401k is likely your biggest asset, yet most employees treat it like a black box. Understanding how your contributions, employer match, and annual return wo
How to Calculate 401k Growth (With Employer Match)
Your 401k is likely your biggest asset, yet most employees treat it like a black box. Understanding how your contributions, employer match, and annual return work together is the key to retiring rich.
The Pain of "Free Money" Left on the Table
If you aren't contributing enough to get your full employer match, you are throwing away free money. But calculating exactly how that match compounds over 30 years is complex.
The Easy Way: The Growth Projector
Our 401k Calculator handles all the variables: salary increases, employer matching rules, and varying rates of return. It shows you the massive difference between starting now vs. waiting 5 years.
Frequently Asked Questions
What is a good match?A common match is 50% of what you put in, up to 6% of salary. That is an instant 50% return.