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Wealth ManagementEditor's ReviewSponsored

Empower Review

The Free Wealth Dashboard for Serious Portfolios

4.8/ 5.0
Dashboard CostFree
Managed Accounts0.49-0.89% AUM
Managed Minimum$100,000
Users3M+ investors

Top Pick · Wealth Management

Empower

Free dashboard · tracks fees · dedicated advisor

$80-150 CPA
Link My Accounts
CalcMoney Editor's Take

Empower's free financial dashboard is genuinely the best tool available for anyone with over $200K in investable assets. It aggregates every account, surfaces hidden fee drag, and provides a retirement planner that actually accounts for tax and Social Security timing. The optional managed portfolio service is optional — the free tools alone are worth it.

Pros

  • Free financial dashboard with full account aggregation
  • Fee analyzer shows exactly how much advisor fees cost over time
  • Retirement planner with Monte Carlo simulation
  • Investment checkup surfaces allocation drift and hidden costs
  • Optional access to human advisors for accounts over $100K

Cons

  • Advisors push the managed portfolio service once linked
  • Mobile app less powerful than desktop dashboard
  • No tax-loss harvesting in managed portfolios below $200K

Best For

Investors tracking $200K+ across multiple accountsAnyone suspicious their advisor fees are too highFIRE planners who want scenario modeling

Run the Numbers First

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Advertiser Disclosure: CalcMoney may earn a commission if you open an account or apply through links on this page. This does not affect our editorial ratings or recommendations.

Empower's free tools are available to all users. Managed portfolio services carry AUM-based fees and require a minimum investment.