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Chase Sapphire Preferred Review

Best Travel Rewards Card for Most People

4.8/ 5.0
Welcome Bonus60,000 points ($750 value)
Dining Rewards3x points
Annual Fee$95/year
Transfer Partners14 airlines & hotels

Top Pick · Credit Cards

Chase Sapphire Preferred

60,000 bonus points after meeting spend req.

$95/year
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CalcMoney Editor's Take

The Chase Sapphire Preferred remains our top travel card pick for most people. The 60,000-point welcome bonus alone is worth $750 in travel, and the 3x dining and 2x travel multipliers reward everyday spending.

Pros

  • 60,000 bonus points worth $750 in Chase Travel
  • 3x on dining, online groceries, streaming
  • 2x on all other travel purchases
  • Points transfer 1:1 to 14 airlines and hotels
  • Trip delay and purchase protection included

Cons

  • $95 annual fee (offset by $50 hotel credit)
  • Requires good-excellent credit (720+)
  • No lounge access

Best For

Frequent travelersDining and food delivery spendersPoints transfer strategy users

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Advertiser Disclosure: CalcMoney may earn a commission if you open an account or apply through links on this page. This does not affect our editorial ratings or recommendations.

Points value estimate based on Chase Travel redemption. Annual fee applies. Credit approval required.