CALCMONEY // MORTGAGE // WY // GILLETTE
Calculate your monthly mortgage payment using Gillette-specific property tax rates and local market data.
$285,000
6.95%
0.6%
88
| Principal & Interest | $1,509 |
| Property Tax | $143 |
| Homeowners Insurance (est.) | $95 |
| Total Monthly Payment (PITI) | $1,747 |
$57,000
$315,327
$74,860/yr
Gillette's median home price sits at $285,000, 32% below the $420,000 national median. On a $72,000 median household income, that puts the price-to-income ratio at 4.0x, or 4.0 years of gross pay for the purchase price alone.
Gillette's 0.6% property tax rate runs below the 1.1% national average. That's $143/month on the median home here, not a rounding error against the mortgage payment.
No state income tax in Wyoming means the $72,000 median household income stretches further than the same salary would in an income-tax state, which matters directly against a $1,747/month payment.
Day-to-day expenses in Gillette track at 88 against the national 100 baseline, below average once you look past the mortgage payment itself.
Gillette's median home price runs 22% lower than nearby Cheyenne: $365,000 there versus $285,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $228,000 loan saves $10,260 in interest over 30 years.
Compare Top Gillette Mortgage LendersCheyenne
$365,000 median
WYCasper
$295,000 median
WYLaramie
$310,000 median
WYRock Springs
$265,000 median