CALCMONEY // MORTGAGE // WV // PARKERSBURG
Calculate your monthly mortgage payment using Parkersburg-specific property tax rates and local market data.
$155,000
6.95%
0.58%
79
| Principal & Interest | $821 |
| Property Tax | $75 |
| Homeowners Insurance (est.) | $52 |
| Total Monthly Payment (PITI) | $947 |
$31,000
$171,494
$40,603/yr
Parkersburg's median home price sits at $155,000, 63% below the $420,000 national median. On a $48,000 median household income, that puts the price-to-income ratio at 3.2x, or 3.2 years of gross pay for the purchase price alone.
Property taxes in Parkersburg run 0.58% of assessed value, below the 1.1% national average. On the median home, that's $899 a year, or $75 added to the monthly payment.
Between the $947/month mortgage payment and West Virginia's state income tax, your real housing cost calculation needs your after-tax number, not your gross salary.
Beyond housing, Parkersburg's cost of living index sits at 79 (national average = 100), running below the national baseline for groceries, transportation, and everyday services.
Parkersburg's median home price runs 6% lower than nearby Charleston: $165,000 there versus $155,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $124,000 loan saves $5,580 in interest over 30 years.
Compare Top Parkersburg Mortgage LendersCharleston
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