CALCMONEY // MORTGAGE // TX // PLANO // 75024
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 75024 in Plano, TX.
$680,000
$544,000
$5,056
$216,691/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $680,000 | $612,000 | $4,031 | $5,504 | 6.9% |
| 20% Down | $680,000 | $544,000 | $3,583 | $5,056 | 6.9% |
| 25% Down | $680,000 | $510,000 | $3,359 | $4,832 | 6.9% |
Total monthly includes principal & interest, property tax (2.2% annual), and estimated homeowners insurance. PMI not included.
Legacy West (ZIP 75024) sits within Plano, Texas with a median home price of $680,000 — significantly above the Plano city-wide median of $510,000. At 80% LTV, the typical loan of $544,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 75024 run 2.2% annually, adding $1,247 per month on the median home. Median household income in this neighborhood is approximately $125,000, placing the price-to-income ratio at 5.4x. Texas has no state income tax, giving buyers here more purchasing power relative to equivalent salaries in income-tax states.