CALCMONEY // MORTGAGE // TX // KELLER // 76248
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 76248 in Keller, TX.
$620,000
$496,000
$4,610
$197,571/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $620,000 | $558,000 | $3,675 | $5,018 | 6.9% |
| 20% Down | $620,000 | $496,000 | $3,267 | $4,610 | 6.9% |
| 25% Down | $620,000 | $465,000 | $3,062 | $4,406 | 6.9% |
Total monthly includes principal & interest, property tax (2.2% annual), and estimated homeowners insurance. PMI not included.
Master Planned Premium (ZIP 76248) sits within Keller, Texas with a median home price of $620,000 — significantly above the Keller city-wide median of $620,000. At 80% LTV, the typical loan of $496,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 76248 run 2.2% annually, adding $1,137 per month on the median home. Median household income in this neighborhood is approximately $115,000, placing the price-to-income ratio at 5.4x. Texas has no state income tax, giving buyers here more purchasing power relative to equivalent salaries in income-tax states.