CALCMONEY // MORTGAGE // PA // PITTSBURGH
Calculate your monthly mortgage payment using Pittsburgh-specific property tax rates and local market data.
$215,000
6.95%
1.6%
94
| Principal & Interest | $1,139 |
| Property Tax | $287 |
| Homeowners Insurance (est.) | $72 |
| Total Monthly Payment (PITI) | $1,497 |
$43,000
$237,878
$64,152/yr
$215,000 buys the median home in Pittsburgh right now. With 20% down, that's a $43,000 down payment and a $172,000 loan, set against a $52,000 median household income.
Pittsburgh's 1.6% property tax rate runs above the 1.1% national average. That's $287/month on the median home here, not a rounding error against the mortgage payment.
Unlike the nine no-income-tax states, Pennsylvania taxes wage income. Worth running your actual take-home pay against the $1,497/month payment here before locking in a target price.
Day-to-day expenses in Pittsburgh track at 94 against the national 100 baseline, below average once you look past the mortgage payment itself.
Pittsburgh's median home price runs 19% lower than nearby Philadelphia: $265,000 there versus $215,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $172,000 loan saves $7,740 in interest over 30 years.
Compare Top Pittsburgh Mortgage LendersPhiladelphia
$265,000 median
PAAllentown
$215,000 median
PAErie
$155,000 median
PAScranton
$175,000 median
Neighborhood-level data for 4 ZIP codes in Pittsburgh. Rates, home prices, and estimated payments vary by area.