CALCMONEY // MORTGAGE // PA // PITTSBURGH
Calculate your monthly mortgage payment using Pittsburgh-specific property tax rates and local market data.
$215,000
6.95%
1.6%
94
| Principal & Interest | $1,139 |
| Property Tax | $287 |
| Homeowners Insurance (est.) | $72 |
| Total Monthly Payment (PITI) | $1,497 |
$43,000
$237,878
$64,152/yr
The median home price in Pittsburgh is $215,000, below the national median of $420,000. With a median household income of $52,000, the price-to-income ratio is 4.1x — meaning buyers typically spend 4.1 years of gross income on the purchase price.
Property taxes in Pittsburgh run 1.6% of assessed value. On the median home, that is $3,440 per year, or $287 per month added to your mortgage payment. This is significantly above the national average of 1.1%, making property taxes a major factor in your total housing cost.
Pennsylvania has a state income tax. Factor your take-home pay into how much mortgage you can comfortably carry each month.
The cost of living index in Pittsburgh is 94 (national average = 100). Day-to-day expenses beyond housing are close to the national average.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $172,000 loan saves $7,740 in interest over 30 years.
Compare Top Pittsburgh Mortgage LendersNeighborhood-level data for 4 ZIP codes in Pittsburgh. Rates, home prices, and estimated payments vary by area.