CALCMONEY // MORTGAGE // OK // TULSA
Calculate your monthly mortgage payment using Tulsa-specific property tax rates and local market data.
$210,000
6.9%
1.05%
85
| Principal & Interest | $1,106 |
| Property Tax | $184 |
| Homeowners Insurance (est.) | $70 |
| Total Monthly Payment (PITI) | $1,360 |
$42,000
$230,321
$58,294/yr
The median home price in Tulsa is $210,000, below the national median of $420,000. With a median household income of $55,000, the price-to-income ratio is 3.8x — meaning buyers typically spend 3.8 years of gross income on the purchase price.
Property taxes in Tulsa run 1.05% of assessed value. On the median home, that is $2,205 per year, or $184 per month added to your mortgage payment. This is close to the national average of 1.1%.
Oklahoma has a state income tax. Factor your take-home pay into how much mortgage you can comfortably carry each month.
The cost of living index in Tulsa is 85 (national average = 100). Beyond housing, your everyday expenses will also run below the national average.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $168,000 loan saves $7,560 in interest over 30 years.
Compare Top Tulsa Mortgage Lenders