CALCMONEY // MORTGAGE // ID // NAMPA
Calculate your monthly mortgage payment using Nampa-specific property tax rates and local market data.
$380,000
6.9%
0.68%
96
| Principal & Interest | $2,002 |
| Property Tax | $215 |
| Homeowners Insurance (est.) | $127 |
| Total Monthly Payment (PITI) | $2,344 |
$76,000
$416,772
$100,463/yr
Nampa homebuyers are working with a $380,000 median price point, 10% below the national figure. Against the $62,000 median household income in the area, that's a 6.1x multiple.
At a 0.68% effective rate, Nampa property taxes add $215 to the monthly payment on the median home, $2,584 a year in total.
Idaho levies a state income tax on top of the $2,344/month this mortgage runs. Model your real after-tax take-home before deciding how much payment you can carry.
Nampa's cost of living index is 96, below the 100 national baseline. That's on top of the housing numbers above, not instead of them.
Nampa's median home price runs 16% lower than nearby Boise: $450,000 there versus $380,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $304,000 loan saves $13,680 in interest over 30 years.
Compare Top Nampa Mortgage LendersBoise
$450,000 median
IDMeridian
$480,000 median
IDIdaho Falls
$320,000 median
IDPocatello
$270,000 median