CALCMONEY // MORTGAGE // ID // BOISE // 83706
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 83706 in Boise, ID.
$580,000
$464,000
$3,563
$152,717/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $580,000 | $522,000 | $3,438 | $3,945 | 6.9% |
| 20% Down | $580,000 | $464,000 | $3,056 | $3,563 | 6.9% |
| 25% Down | $580,000 | $435,000 | $2,865 | $3,372 | 6.9% |
Total monthly includes principal & interest, property tax (0.65% annual), and estimated homeowners insurance. PMI not included.
Southeast Boise (ZIP 83706) sits within Boise, Idaho with a median home price of $580,000 — significantly above the Boise city-wide median of $450,000. At 80% LTV, the typical loan of $464,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 83706 run 0.65% annually, adding $314 per month on the median home. Median household income in this neighborhood is approximately $105,000, placing the price-to-income ratio at 5.5x. Idaho levies a state income tax, which reduces take-home pay and should be factored into your maximum monthly payment calculation.