CALCMONEY // MORTGAGE // FL // JACKSONVILLE
Calculate your monthly mortgage payment using Jacksonville-specific property tax rates and local market data.
$310,000
6.9%
0.85%
93
| Principal & Interest | $1,633 |
| Property Tax | $220 |
| Homeowners Insurance (est.) | $103 |
| Total Monthly Payment (PITI) | $1,956 |
$62,000
$339,998
$83,839/yr
The median home price in Jacksonville is $310,000, near the national median of $420,000. With a median household income of $60,000, the price-to-income ratio is 5.2x — meaning buyers typically spend 5.2 years of gross income on the purchase price.
Property taxes in Jacksonville run 0.85% of assessed value. On the median home, that is $2,635 per year, or $220 per month added to your mortgage payment. This is close to the national average of 1.1%.
Florida has no state income tax, which means more of your gross salary becomes take-home pay. This effectively increases your purchasing power compared to income-tax states.
The cost of living index in Jacksonville is 93 (national average = 100). Day-to-day expenses beyond housing are close to the national average.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $248,000 loan saves $11,160 in interest over 30 years.
Compare Top Jacksonville Mortgage LendersMiami
$600,000 median
FLTampa
$390,000 median
FLOrlando
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FLFort Lauderdale
$530,000 median
Neighborhood-level data for 4 ZIP codes in Jacksonville. Rates, home prices, and estimated payments vary by area.