CALCMONEY // MORTGAGE // CT // STAMFORD
Calculate your monthly mortgage payment using Stamford-specific property tax rates and local market data.
$695,000
6.95%
1.67%
148
| Principal & Interest | $3,680 |
| Property Tax | $967 |
| Homeowners Insurance (est.) | $232 |
| Total Monthly Payment (PITI) | $4,879 |
$139,000
$768,955
$209,113/yr
Stamford homebuyers are working with a $695,000 median price point, 65% above the national figure. Against the $102,000 median household income in the area, that's a 6.8x multiple.
Property taxes in Stamford run 1.67% of assessed value, above the 1.1% national average. On the median home, that's $11,607 a year, or $967 added to the monthly payment.
Unlike the nine no-income-tax states, Connecticut taxes wage income. Worth running your actual take-home pay against the $4,879/month payment here before locking in a target price.
Day-to-day expenses in Stamford track at 148 against the national 100 baseline, above average once you look past the mortgage payment itself.
Stamford's median home price runs 136% higher than nearby Bridgeport: $295,000 there versus $695,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $556,000 loan saves $25,020 in interest over 30 years.
Compare Top Stamford Mortgage LendersBridgeport
$295,000 median
CTNew Haven
$310,000 median
CTHartford
$225,000 median
CTWaterbury
$240,000 median
Neighborhood-level data for 2 ZIP codes in Stamford. Rates, home prices, and estimated payments vary by area.