CALCMONEY // MORTGAGE // CA // VENICE // 90291
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 90291 in Venice, CA. This is a high-net-worth enclave — most purchases require jumbo financing.
$1,850,000
$1,480,000
$11,425
$489,622/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $1,850,000 | $1,665,000 | $10,910 | $12,637 | 6.85% |
| 20% Down | $1,850,000 | $1,480,000 | $9,698 | $11,425 | 6.85% |
| 25% Down | $1,850,000 | $1,387,500 | $9,092 | $10,818 | 6.85% |
Total monthly includes principal & interest, property tax (0.72% annual), and estimated homeowners insurance. PMI not included.
Tech Beachside (ZIP 90291) sits within Venice, California with a median home price of $1,850,000 — significantly above the Venice city-wide median of $1,850,000. At 80% LTV, the typical loan amount of $1,480,000 exceeds the 2026 conforming loan limit of $766,550, placing most purchases in jumbo territory. Jumbo loans typically require stronger credit scores, larger reserves, and may carry slightly different rate pricing.
Property taxes in ZIP 90291 run 0.72% annually, adding $1,110 per month on the median home. Median household income in this neighborhood is approximately $320,000, placing the price-to-income ratio at 5.8x. California levies a state income tax, which reduces take-home pay and should be factored into your maximum monthly payment calculation.