CALCMONEY // MORTGAGE // AR // FAYETTEVILLE
Calculate your monthly mortgage payment using Fayetteville-specific property tax rates and local market data.
$295,000
6.9%
0.6%
88
| Principal & Interest | $1,554 |
| Property Tax | $148 |
| Homeowners Insurance (est.) | $98 |
| Total Monthly Payment (PITI) | $1,800 |
$59,000
$323,547
$77,148/yr
The median home price in Fayetteville is $295,000, below the national median of $420,000. With a median household income of $58,000, the price-to-income ratio is 5.1x — meaning buyers typically spend 5.1 years of gross income on the purchase price.
Property taxes in Fayetteville run 0.6% of assessed value. On the median home, that is $1,770 per year, or $148 per month added to your mortgage payment. This is well below the national average of 1.1%, giving Fayetteville homeowners a meaningful property tax advantage.
Arkansas has a state income tax. Factor your take-home pay into how much mortgage you can comfortably carry each month.
The cost of living index in Fayetteville is 88 (national average = 100). Beyond housing, your everyday expenses will also run below the national average.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $236,000 loan saves $10,620 in interest over 30 years.
Compare Top Fayetteville Mortgage LendersLittle Rock
$215,000 median
ARFort Smith
$175,000 median
ARFayetteville
$295,000 median
ARSpringdale
$255,000 median