CALCMONEY // HOME AFFORDABILITY // MA // WESTON
How much house can you afford in Weston? Based on local median home prices, current MA mortgage rates, and Weston property tax data.
$2,100,000
$13,921/mo
$596,602/yr
$1,079,516
Monthly housing costs of $13,921 represent 45.8% of Weston's median gross monthly income ($30,417/mo). At 45.8%, median-income buyers in Weston are significantly stretched — well above the 28% guideline. A larger down payment or higher income is required.
| Median Home Price | $2,100,000 |
| Down Payment (20%) | $420,000 |
| Loan Amount | $1,680,000 |
| Monthly PI Payment | $11,121 |
| Monthly Property Tax | $1,925 |
| Monthly Insurance Est. | $875 |
| Total Monthly PITI | $13,921 |
| Housing Cost % of Income | 45.8% |
| Required Income (28% rule) | $596,602/yr |
| Max Affordable Home | $1,079,516 |
$73,500
$17,650/mo
Weston Home Affordability Quick Reference 2026
| Metric | Value | Notes |
|---|---|---|
| Median Home Price | $2,100,000 | Weston city median |
| Down Payment (20%) | $420,000 | Conventional loan |
| Monthly PITI | $13,921 | 6.95% rate, 30yr fixed |
| Required Income (28% rule) | $596,602 | Annual gross |
| Max Affordable Home | $1,079,516 | Based on median income |
| FHA Down (3.5%) | $73,500 | Minimum FHA |
| Housing Cost % of Income | 45.8% | Median income: $365,000/yr |
| Property Tax Rate | 1.1% | $23,100/yr on median home |
Monthly PITI includes principal, interest, property tax, and homeowners insurance. Estimates only.
The median home price in Weston is $2,100,000, with a local 30-year mortgage rate of 6.95%. A buyer putting 20% down carries a loan of $1,680,000, generating a monthly P&I payment of $11,121. Adding property taxes ($1,925/mo) and homeowners insurance ($875/mo) brings total monthly PITI to $13,921.
Weston's property tax rate of 1.1% is near the national average, adding a standard increment to monthly housing costs. On the Weston median home, that is $1,925/month, or $23,100 per year.
Massachusetts levies a state income tax, which affects take-home pay and effective buying power. High-income earners in Weston should factor state tax liability into their overall housing budget — mortgage interest may be deductible on both federal and state returns.
Using the 28% rule, a household earning Weston's median income of $365,000/year can afford up to $8,517/month in total housing costs. Based on Weston's mortgage rate of 6.95% and property tax rate of 1.1%, that translates to a maximum affordable home price of approximately $1,079,516 with 20% down on a 30-year loan.
To afford the median Weston home priced at $2,100,000, you need an annual gross income of approximately $596,602. Total monthly housing costs (principal and interest of $11,121, property taxes of $1,925, and insurance of $875) come to $13,921/month, which equals 28% of the required income.
At the median home price of $2,100,000 and median household income of $365,000, the total monthly housing cost of $13,921 represents 45.8% of gross monthly income. This is well above the standard 28% threshold, making Weston a challenging market for buyers at median income.
A conventional 20% down payment on the median Weston home of $2,100,000 is $420,000. An FHA loan requires just 3.5% down — $73,500 — but adds mortgage insurance of roughly $1,435/month, bringing total FHA payments to $17,650/month.
Boston
$750,000 median
MAWorcester
$360,000 median
MASpringfield
$235,000 median
MALowell
$390,000 median