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Real Estate InvestingEditor's ReviewSponsored

Fundrise Review

Real Estate Returns Without Owning Property

4.4/ 5.0
Minimum Investment$10
Accreditation RequiredNo
Annual Fee1% (0.15% advisory + 0.85% management)
LiquidityQuarterly redemption window

Top Pick · Real Estate Investing

Fundrise

Real estate returns without owning property

Start with $10
Start Investing
CalcMoney Editor's Take

Fundrise democratized real estate investing by allowing non-accredited investors to access private real estate portfolios starting at $10. The eREIT and eFund structures provide diversification across residential and commercial assets without the landlord headaches. Historically, Fundrise has outperformed public REITs during inflationary periods — making it a reasonable hedge for investors worried about inflation eroding purchasing power.

Pros

  • No accreditation required — open to all US investors
  • Starts at $10 — low barrier to real estate exposure
  • Historical performance has outpaced inflation in many periods
  • Passive income through dividends without property management
  • eREIT structure provides portfolio-level diversification

Cons

  • Illiquid — redemptions only quarterly, not guaranteed
  • 1% total annual fee higher than public REIT ETFs
  • No control over individual property selection

Best For

Inflation hedgers who want real asset exposureInvestors who want real estate returns without owning propertyAnyone looking to diversify beyond stocks and bonds

Run the Numbers First

+8.2%USD 245K
Net Worth Tracker
CPI+3.4%
Inflation Calculator
+8.2%USD 245K
Investment Return Calculator

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Real estate investments are illiquid and carry risk including possible loss of principal. Past returns do not guarantee future performance.