How to Calculate Loan Costs (Compare Like a Pro)

Lenders love to confuse you. One offer has a lower rate but high fees. The other has no fees but a higher rate. Which is better?

The Easy Way: Side-by-Side Analysis

Our Loan Comparison Calculator lets you input three different offers. We strip away the marketing fluff and show you the total cost of each.

Frequently Asked Questions

What is an Origination Fee?

A processing fee (1-8%) deducted from your loan proceeds.