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Financial Guide
6 min read
CM
By CalcMoney · Drafted with AI tools

Key Takeaways

  • Your debt-to-income (DTI) ratio is your total monthly debt payments divided by your gross monthly income.
  • Most lenders want a DTI below 36%. FHA allows up to 43%. Some lenders stretch to 50% with compensating factors.
  • A lower DTI may help you qualify for better rates and larger loan amounts.
  • Tool: Check your affordability now →

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