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Vanguard Review

Home of the World's Lowest-Cost Index Funds

4.7/ 5.0
Commissions$0 on ETFs/stocks
Avg Fund Expense0.09%
Assets Under Mgmt$7.7 trillion
Business ModelInvestor-owned

Top Pick · Investing

Vanguard

Lowest-cost index funds in the industry

Investor-owned
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CalcMoney Editor's Take

Vanguard's investor-owned structure is its most powerful differentiator — when Vanguard profits, it reinvests in lower fees for fund holders. For pure long-term index investing, no one beats Vanguard's cost structure.

Pros

  • Lowest-cost index funds and ETFs in the industry
  • Investor-owned: no external shareholders to pay
  • Ideal for buy-and-hold, three-fund portfolio strategy
  • Strong selection of target-date retirement funds

Cons

  • Dated web interface compared to Fidelity or Schwab
  • No fractional shares on individual stocks
  • Higher minimum for admiral shares ($3,000)
  • Poorer experience for active traders

Best For

Pure index fund investorsBogleheads and passive investorsLong-term retirement saversInvestors with $3,000+

Run the Numbers First

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Investing involves risk. All investments subject to market risk. Expense ratios subject to change.