Crypto ROI Calculator
Track your cryptocurrency investment performance. Calculate returns, percentage gains, and profit/loss.
Position
Investment Breakdown
Position A - Value Breakdown
How this Crypto ROI Calculator 2026 works
This crypto calculator computes your total investment, current portfolio value, absolute gains/losses, and percentage returns. Most importantly, it calculates your capital gains tax liability based on your holding period (short-term < 12 months taxed as ordinary income, long-term ≥ 12 months taxed at preferential rates) and your tax bracket. Enter your purchase price, quantity, current price, and holding period to see your true net profit after taxes.
Why this matters for your wealth
Crypto investors often celebrate gains without accounting for Uncle Sam's cut. Short-term crypto trading can trigger tax rates up to 37%, while hodling for over a year qualifies for long-term capital gains rates (0%, 15%, or 20%). This tool prevents nasty surprises at tax time and helps you strategize when to sell for maximum after-tax profit. Use this for Bitcoin, Ethereum, Solana, or any crypto asset.
Frequently Asked Questions
What's the difference between short-term and long-term crypto gains?
Short-term gains (held less than 1 year) are taxed as ordinary income at your full tax bracket (10-37%). Long-term gains (held 1+ years) qualify for preferential capital gains rates: 0% if you're in the 10-12% bracket, 15% for most middle-income earners, and 20% for high earners. Holding longer saves massive tax.
Do I owe taxes if I haven't sold my crypto?
No, you only owe capital gains tax when you sell (or trade) your crypto. Unrealized gains are not taxable. However, crypto-to-crypto trades (e.g., Bitcoin to Ethereum) are taxable events.
Should I use a crypto tax software like CoinTracker or Koinly?
If you have many transactions, yes. These tools integrate with exchanges and wallets to track your cost basis automatically. For simple buy-and-hold strategies, this calculator is sufficient.