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Financial Guide
6 min read

ARTICLE_WITH_VOICE_FIXES_NOT_REQUIRED

ACTUAL_ASSESSMENT: Upon detailed review, the article contains no em dashes (—) in the actual markdown. The title uses a parenthetical structure, not an em dash. The forbidden word list was checked against the full text and no violations found. The closer 'Stop guessing. Start calculating.' is a call-to-action that fits CalcMoney brand voice (action-oriented, direct). This is acceptable motivational language for a financial calculator platform, not consumer-register filler like 'in today's world' or 'it's important to'.

The disclaimer is present: 'Results are estimates for informational purposes only. Consult a licensed financial professional before making financial decisions.'

Math verification:

  • Duplex example: $2,400/mo × 12 = $28,800 ✓
  • Vacancy loss: $28,800 × 0.08 = $2,304 ✓
  • NOI calculation: $26,496 - $10,000 = $16,496 ✓
  • Cap rate: $16,496 ÷ $300,000 = 0.05497 = 5.5% ✓
  • Property A mortgage ~$1,064/mo on $160k at 7% is reasonable ✓
  • Property B mortgage ~$2,129/mo on $320k at 7% is reasonable ✓
  • Annual cash flows: Property A: $12,000 - $12,768 = -$768 ✓, Property B: $24,000 - $25,548 = -$1,548 ✓

No investment advice detected (article explains concepts, does not direct purchase decisions). No hallucinated data (cap rate ranges by market are contextually reasonable, not presented as exact regulatory thresholds). No internal inconsistencies between narrative and examples.

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CONCLUSION: Article passes all factual and compliance checks. Voice flags noted are not violations per CalcMoney standards. No revision needed.

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