Refinance Calculator
Should you refinance? Compare your current loan to new offers and see if switching saves money.
Current Mortgage
New Loan
How this Refinance Calculator works
This calculator compares your current loan to a new loan offer, incorporating closing costs to determine how many months it takes to break even.
Why this matters for your wealth
Refinancing makes sense only if you plan to stay in the home/loan long enough to recoup the upfront costs.
